Coverage that protects your biggest asset.

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Best Coverage For Auto Insurance

One of your biggest assets is your purchased vehicle. Having auto insurance is not only mandatory, but protects you from potential damages that we cannot control. At NSI, we’ll help you find the protection that meets your price point and comfort so you can ride with a peace of mind behind the wheel.

Our trusted partners

Partners with 50+ top rated insurance carriers

Jay Parker

CEO, Florida Brokerage, of Douglas Elliman

My experience with NSI was mind-blowing in terms of service, diligence and how they provide a higher level of care. They are constantly looking to provide me with added value, not to upsell me but to provide more comprehensive service at a lower price.

5/5

Jeff Grady

President & CEO, Florida Association of Insurance Agents

There’s more institutional knowledge at NSI than in most places in Florida. They have real knowledge about their craft…it’s often not just about the price of insurance, it’s about the right coverage and finding the right company.

5/5

coverage that protects your biggest asset

Natural Disaster
Burglary
Pipes/Leaks
Personal & property contents
Personal injury
Fire
Medical expenses
Personal liability

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About the insurance

Do I have to buy car insurance as soon as I buy a car?

Driving without insurance is illegal, so be sure you’re all set before you begin driving (remember, it is required in almost all states within the US territory).

Is it really mandatory to have car insurance?

Yes (with the exception of the states of New Hampshire and Virginia).

If car insurance is mandatory, how much car insurance do I need?

Each state is different in the amount of coverage it requires. You can find out more about the details through your state’s DMV page.

You can ultimately decide on how much additional coverage you’d like (aside from what’s required), but something to consider is getting UM (“Underinsured Motorist”) and UIM ( “Uninsured Motorist”) as an add-on when picking out your next auto insurance. This can be crucial in accidents with uninsured drivers and is relatively inexpensive. Comprehensive coverage usually costs more, but if you live in an area that has a high level of car theft, it’s a valuable add on. All things to consider!

What does auto insurance not cover?

General Wear and Tear such as oil change, tire rotation and others are the smaller things that are not covered when you buy car insurance. But the good news is that the really important (and costly things) are covered.

Does my car insurance cover other drivers?

This will depend on the specific policy you choose. If your policy has an “omnibus clause”, that does cover any driver who has permission to use your vehicle. If someone who has insurance drives your vehicle, yours will be the primary insurance and theirs will offer secondary coverage.

Having people listed as a named driver on your policy is the best way to make sure everyone is covered. If you’re unsure about the specifics of your policy regarding this matter, be sure to give us a call so we can go over that with you.

What if I don't have a car, do I need to get car insurance ?

You sure can! And it’s smart of you to do so. We offer what’s known as a non-owner car insurance policy.. This policy offers standard liability coverage and may let you add medical and underinsured/uninsured motorist protection.

If you don’t own your own car but still drive often (either by borrowing cars and/or renting cars), non-owner car insurance can be an affordable option.

About us

At NSI, you are always the priority. We pride ourselves in offering a comprehensive suite of insurance solutions, working closely to each of our clients and guiding them through to make important and informed decisions that will protect their everyday lives.

Connect with us

We’re here to help. 

Contact us through our mobile app, call, email or simply stop by.

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