Don’t Trust Your Most Valuable Asset With Just Any Home Insurance Company

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Best Coverage For Your Homeowner's Insurance

NSI’s homeowners insurance coverage delivers the best Boca Raton home insurance options, customer service, and expertise. We educate our customers and can protect you from loopholes that some home insurance companies use to get sales.  

NSI Insurance Group never leaves your most valuable asset vulnerable. Wondering which home insurance company in Boca Raton FL is best? It’s us because we work directly with some of the top homeowners insurance companies in the business to get you the perfect amount of coverage at the lowest price possible.

Homeowners Insurance The NSI Way

If you have a mortgage, you’re almost always required by your lending company to have a comprehensive homeowners insurance plan, but is yours solid enough? And even if you don’t have a mortgage, leaving your home vulnerable is just not an option.

Here’s what home insurance covers:

  • Storm, Wind and Water Damage: Whether it’s a hurricane, tornado or any other event that can damage your Boca Raton home you can bet our homeowners insurance coverage will protect you every step of the way. Our agents will be right there with you as we help you rebuild your dream home.


  • Fire and Smoke: Let’s face it, a fire can happen at any point in time and cause some of the most extreme damage possible. even something as simple as burning food in the oven can cause smoke damage to your home. NSI’s home insurance plans can bring you every level of protection to keep your place always looking perfect even if that means paying for the rebuild.


  • Thefts, Vandalism and Riots: Sad to say, but sometimes people do crazy and destructive things. If you happen to become a target there is nothing to worry about. Whatever the situation may be, the number one priority of our homeowners insurance plans is to get things back to normal. Repairing or replacing is our number one priority.


  • Personal Liability Issues: Accidents can and do happen and they can destroy your financial future in certain situations. But not with the protection of an NSI home insurance plan.  Something as simple as a trip and fall can be as traumatizing as a dog bite will all be handled by one of our pros. Injury costs can be astronomical these days but rest assured, we have your back.


  • Have something else you’re worried about?  Chances are our homeowners insurance plans have covered it and can cover you.  Our agents are ready to hear about the individual circumstances that could be a threat to your home or your belongings.  Our home insurance options stretch beyond limits you probably even knew existed. We can walk you through every type of coverage in clear terms and get you the best homeowners insurance coverage protection possible.

Why NSI Insurance Group?

Whether it’s a hurricane, fire, flood, theft or any other unfortunate circumstance you can possibly think of, NSI can offer homeowners insurance coverage that protects every aspect of your dwelling.

Every home is different and every situation that can cause damage to your home is unique, so your home insurance coverage needs to be flexible.  

We have been dealing with disasters and damaging situations for more than 6 decades and have experience that is unmatched in the industry.  Our homeowners insurance customer retention rates are some of the highest in the country because NSI agents aren’t aggressive sales people like the home insurance giants use.  

We are able to build relationships with customers because our agent turnover rate is much lower than the home insurance giants. That means our customers love our homeowners insurance coverage and you will too.  We go the extra mile and are your source for expert advice about any aspect of homeowners insurance. 

We are the pro’s at paying homeowners insurance claims and no one makes it easier.  We’ve paid out tens of thousand of dollars to our home insurance customers. We make it as pain free as possible and will never give you the run-around that companies with thousands of agents often do. We streamline the process and you’ll always be working with someone you trust.

Ready to get started with a homeowners insurance quote from NSI? Give us a call or click here to get a quote!

Our trusted partners

Partners with 50+ top rated insurance carriers

Jay Parker

CEO, Florida Brokerage, of Douglas Elliman

My experience with NSI was mind-blowing in terms of service, diligence and how they provide a higher level of care. They are constantly looking to provide me with added value, not to upsell me but to provide more comprehensive service at a lower price.


Jeff Grady

President & CEO, Florida Association of Insurance Agents

There’s more institutional knowledge at NSI than in most places in Florida. They have real knowledge about their craft…it’s often not just about the price of insurance, it’s about the right coverage and finding the right company.


coverage that protects your biggest asset

Natural Disaster
Personal & property contents
Personal injury
Medical expenses
Personal liability


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About Homeowners insurance

Why do I need homeowners insurance in boca raton?

This is obvious but…homes are pretty expensive. Sadly, disasters may happen more often than we think, so it’s important to always be prepared and secured for the worst. 

How Does Homeowner's Insurance Work?

Plain and simple, home insurance is used when something bad happens to your home. It covers a broad array of damaging situations where the costs to rebuild or repair would be too much for the everyday person to be able to pay for. If something were to happen to your home, your homeowners insurance company will pay to get things back to normal. Most home insurance plans have deductibles where in a damaging situation you would pay a certain amount of money before the home insurance company takes over and pays there rest. In this case, make sure you’ve looked over your homeowners policy to understand your deductible amount.

What Home Insurance Covers:

A good way to look at it is, a solid home insurance plan can cover almost anything that can damage or be a threat to your home. This can be anything from storm damage from a hurricane to vandalism. That means fires, wind damage, certain types of flooding, damage from vehicles or aircraft, theft etc. A solid home insurance plan will not only give you money to repair or rebuild but it will also pay for you to replace personal belongings that may be damaged or stolen. All NSI homeowners insurance plans are clearly laid out and if there is something that is not included, chances are we can find a way to get it insured.

When Should I Get Home Insurance?

If you own a home, probably as soon as you’re done reading this sentence! It is not required by law like auto insurance, but chances are you have a mortgage and you are required by your mortgage lender to have a comprehensive homeowners insurance plan. If you don’t have a mortgage, most people still want the protection and peace of mind that home insurance can offer. So, if you don’t have it you’ll want to get it as soon as possible. In most cases your primary dwelling is your most valuable asset. Leaving it without the safeguard of home insurance is extremely risky.  If you have multiple homes it’s possible one could sit empty for weeks or months at a time. It’s important to always be prepared and secured for the worst with a homeowners insurance plan. 

Is homeowners insurance required by law?

As mentioned above, it is not. Unlike auto insurance, states do not mandate you to insure your home. However, if you’re financing a house, your mortgage lender will likely require you to get a homeowner’s insurance. 

How Much Does Home Insurance Cost?

This is a tricky question. The short answer is it depends. Almost all homeowners insurance companies will give you a free quote (including NSI here) so that’s really the easiest answer here. The longer answer is that it depends on many different factors including the age of your home, value of home, how much coverage you actually want, etc. And there are many variables beyond those that need to be factored in as well that are unique to your home. These factors will either increase or decrease the cost of your homeowner’s insurance policy. Again, the easiest answer is to just get a free home insurance quote.

How Home Insurance is Calculated:

The answer here is similar to the above. There are several factors at play here. The first being how much your home is worth. The more expensive it is, the more it will cost for a home insurance policy. Also, the age of your home will be something taken into account. Every home is unique and requires individually tailored needs which will ultimately determine your total price. It also depends on you and how much home insurance protection you want. We have had cases where customers thought they had full protection and they didn’t. Other times customers have had more coverage than they needed and we saved them a lot of money. 

What Homeowners Insurance is Best?

There are several types of homeowners insurance coverage options out there. Some are much more comprehensive than others.  Two basic principles to consider are the differences between a Replacement Cost home insurance policy and an Actual Cash Value home insurance policy. One pays home insurance claims based on the cost of rebuilding or repairing your home,  while the other pays home insurance claims after accounting for your home’s value at the time of the accident or situation. Actual Cash Value homeowners insurance plans generally cost less and offer less coverage. Either way you go, our home insurance coverage options lay out exactly what will be paid for if disaster strikes.

Which Boca Raton Home Insurance Company is the Best?

NSI home insurance plans are truly the best option.  Most of the big home insurance companies that dominate the U.S. market have agents that are strictly trained to make sales.  If they don’t get those sales the company doesn’t keep them around long. Some of the homeowners insurance agents at NSI have been with us for decades which is unheard of at some of the big insurance companies. This means we are dedicated not to making the sale, but to the customer. We get you the home insurance coverage that makes sense for you. Not the one that makes us the most money. Plus, we are an “Independent Agency.” That means we can work directly with other reputable companies to get you the best coverage at the best prices. Other homeowner’s insurance companies can only sell you their company’s home insurance, which means your options are severely limited, usually resulting in coverage that isn’t as good as it could be. At the end of the day, the flexibility, expertise and customer service that NSI home insurance offers can’t be matched by other homeowners insurance companies.

Is Homeowners Insurance Worth it?

The easy way to look at it is, if your home was hit with a disaster would you be able to pay to rebuild it? If your home ran into some type of smaller damage could you fork over the tens of thousands of dollars to fix it? Most people can honestly answer no to these questions. Home insurance plans offer options that will not only replace your home but cover all your personal belongings as well.  The benefit of having the peace of mind of knowing you don’t have that burden on your shoulders is obvious.

If my house is destroyed, will homeowners insurance replace my house? 

With every homeowners insurance, there are coverage limits. Be sure to read through the fine print of your policy to be sure you’re satisfied with its limitations. 

How much homeowners insurance do I need? 

Good question! And the answer is, that it all depends on the condition of the property, how much stuff you have, the location of where you’re buying and how much you’re buying.

When to File A Homeowners Claim

If there is any type of significant damage to your home, it is time to file a homeowners insurance claim. Call your agent directly and report it to them and they will give you the next steps to follow.

How to File A Home Insurance Claim:

You can file a homeowners insurance claim by calling your home insurance agent as soon as you can after you are safe. Once you are on the phone with your agent they will tell you exactly what to do and explain the whole process. Also, and this is very important: Don’t be shy about asking your home insurance agent any questions no matter how simple or complex they are.

About us

At NSI, you are always the priority. We pride ourselves in offering a comprehensive suite of insurance solutions, working closely to each of our clients and guiding them through to make important and informed decisions that will protect their everyday lives.