Coverage that protects your biggest asset.

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Best Coverage For Home Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

Our trusted partners

Partners with 50+ top rated insurance carriers

Jay Parker

CEO, Florida Brokerage, of Douglas Elliman

My experience with NSI was mind-blowing in terms of service, diligence and how they provide a higher level of care. They are constantly looking to provide me with added value, not to upsell me but to provide more comprehensive service at a lower price.

5/5

Jeff Grady

President & CEO, Florida Association of Insurance Agents

There’s more institutional knowledge at NSI than in most places in Florida. They have real knowledge about their craft…it’s often not just about the price of insurance, it’s about the right coverage and finding the right company.

5/5

coverage that protects your biggest asset

Natural Disaster
Burglary
Pipes/Leaks
Personal & property contents
Personal injury
Fire
Medical expenses
Personal liability

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About the insurance

Why do I need homeowners insurance?

This is obvious but…homes are pretty expensive. Sadly, disasters may happen more often than we think, so it’s important to always be prepared and secured for the worst. 

Is homeowners insurance required by law?

It is not. Unlike auto insurance, states do not mandate you to insure your home. However, if you’re financing a house, your mortgage lender will likely require you to get a homeowner’s insurance. 

Are there different types of homeowners insurance policies?

There are two big ones to consider here:  A replacement cost homeowners insurance policy pays claims based on the cost of rebuilding or repairing. An actual cash value homeowners insurance policy pays claims after accounting for any depreciation in your home’s value.

If my house is destroyed, will homeowners insurance replace my house? 

With every homeowners insurance, there are coverage limits. Be sure to read through the fine print of your policy to be sure you’re satisfied with its limitations. 

How much homeowners insurance do I need? 

Good question! And the answer is, that it all depends on the condition of the property, how much stuff you have, the location of where you’re buying and how much you’re buying.

About us

At NSI, we pride ourselves in making you our priority. As an independent insurance agency offering a comprehensive suite of insurance solutions, we work closely with clients to help them make important and informed decisions every day when it comes to protection and their future. services.