Coverage that protects your biggest asset.

  • This field is for validation purposes and should be left unchanged.

Best Coverage For Jewelry Insurance 

Your precious valuable belongings are meant to be kept and passed on to loved ones. In the event of loss through theft, accident or natural disaster, we can get the protection you need. 

Our trusted partners

Partners with 50+ top rated insurance carriers

Jay Parker

CEO, Florida Brokerage, of Douglas Elliman

My experience with NSI was mind-blowing in terms of service, diligence and how they provide a higher level of care. They are constantly looking to provide me with added value, not to upsell me but to provide more comprehensive service at a lower price.

5/5

Jeff Grady

President & CEO, Florida Association of Insurance Agents

There’s more institutional knowledge at NSI than in most places in Florida. They have real knowledge about their craft…it’s often not just about the price of insurance, it’s about the right coverage and finding the right company.

5/5

coverage that protects your biggest asset

Mysterious disappearance
Theft
Natural disaster
Fire
Bracelet
Necklace
Watch
Diamond

NSI App

Your insurance simplified: Find all the tools needed to manage your account and policies anytime, anywhere.

  • Report Claim
  • Pay Insurance Bill
  • Manage your account anytime, anywhere
  • All contracts under one platform

About the insurance

So, how exactly does jewelry insurance work?

Jewelry insurance works in a very similar way to other insurance policies you may have. An appraisal helps both you feel comfortable that if you do need to repair or replace jewelry that was lost, damaged, or stolen, you will have enough coverage to do so.

Should you insure your jewelry?

When it comes to fine jewelry, such as engagement rings, wedding bands and fine jewelry inherited by family, you should definitely give thought to insurance.

How much should jewelry insurance cost? 

Typical rates for insuring jewelry usually come in around 1-2% of the jewelry’s value.

Do I have to buy extra traveler’s insurance to cover my jewelry when I’m abroad?  

No need. As long as your plan is comprehensive, jewelry insurance coverage travels with you even when you are out of the country.

What happens if I find the jewelry I filed a claim for? 

This actually happens quite often, actually! And if this happens to you, make sure to contact us immediately. Failing to notify your insurer that you found jewelry you filed a claim for is insurance fraud, which is a criminal offense. 

About us

At NSI, you are always the priority. We pride ourselves in offering a comprehensive suite of insurance solutions, working closely to each of our clients and guiding them through to make important and informed decisions that will protect their everyday lives.